WHY ARE OUR RATES SO LOW?

Hello, I’m David Heil

  • I’m available when you need me!
  • I work for you not the banks!
  • I can offer loans banks don’t offer!
  • Call or text me now! 941-933-8020
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Loan Programs


AmeriPro Lending is a full-service mortgage broker. We offer a full loan product menu including jumbo conforming and government loan products. We currently have a broad range of investors that offer program flexibility to meet the demands of our buyers.

CONVENTIONAL

  • 600 Minimum FICO
  • 3% Down Payment
  • Single Premium MI option available
  • NO max DTI with DU/LP approval
  • Down Payment Assistance Program

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FHA PURCHASE

  • 500+ FICO with 10% down
  • 580+ FICO with 3.5% down
  • FHA streamline refinace with no appraisal or DTI calculation
  • No max DTI with DU/LP Approval

VA PURCHASE

  • 500 Minimuim FICO with 0% down payment
  • Interest Rate Reduction Refinance Loan IRRRL with no appraisal or DTI calculations
  • Loan Amounts on $2 millon
  • No Max DTI with DU/LP

USDA LOANS

  • 580 Minimum FICO with 0% down Payment
  • No max DTI with GUS approval
  • Roll in closing cost up to 102.75% of sales price or appraised value (whichever is highver)

Fix & Flip and Bridge only loans

  • Stated Income (No Income Verification)!
  • Up to 80% LTV plus 100% of Rehab Budget Financed!
  • Loan Amounts to 5M!
  • Fico: 650!
  • No Upfront Origination Fee!
  • No Seasoning or Sourcing of Assets!
  • No Reserve Requirement!
  • No Prepayment Penalties!
  • Foreign Nationals – OK!
  • Non-owner occupied investment properties only
  • NO max DTI with DU/LP
  • Down Payment Assistance Program

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Qualify with 1099!

  • Stated Income (No Income Verification)!
  • Up to 80% LTV plus 100% of Rehab Budget Financed!
  • Loan Amounts to 5M!
  • Minimum Fico: 650!
  • No Upfront Origination Fee!
  • No Seasoning or Sourcing of Assets!
  • No Reserve Requirement!
  • No Prepayment Penalties!
  • Foreign Nationals – OK!
  • Close in 5 – 7 Days!
  • Broker Comp to 5%!
  • Direct Lender!
  • Non-owner occupied investment properties only

VA PURCHASE

  • 500 Minimuim FICO with 0% down payment
  • Interest Rate Reduction Refinance Loan IRRRL with no appraisal or DTI calculations
  • Loan Amounts on $2 millon
  • No Max DTI with DU/LP

USDA LOANS

  • 580 Minimum FICO with 0% down Payment
  • No max DTI with GUS approval
  • Roll in closing cost up to 102.75% of sales price or appraised value (whichever is highver)

Clients Testimonials


Josette Walsh
Josette Walsh
2021-07-26

David Heil was great to work with while we refinanced our home. Our goals were met most satisfactory with his expertise. We would recommend his services as a professional broker with integrity and to be extremely accommodating.

Lisa Chavez
Lisa Chavez
2021-06-15

If you are looking for a broker who is responsive, has your best interest at heart, will work tirelessly to get you the best rate and terms, then look no further than Dave with AmeriPro Lending. My husband and I just closed escrow this week on the second home we have purchased with Dave at AmeriPro Lending! With today’s hot market, we opted to sell our first home for top dollar, so we could purchase a new one. When we decided to sell, we knew immediately that we needed lender who would work tirelessly to get us the best rate and get the deal closed on-time on our new purchase. We didn’t think twice about calling Dave to get the ball rolling and get us into a new home. We were able to close on-time, with a quick 30 day escrow that closed within a day of the sale of our first home! We will be sure to continue to use AmeriPro Lending on any future Real Estate purchases. Thanks again, Dave!

Toni Lucero
Toni Lucero
2021-06-04

Dave Heil is the best Loan Officer ever! I only use him for all my refi needs! He’s quick reliable and always keeps in touch! He is honest and has integrity which is hard in this industry to come by. He has gotten me in 2nd home within the time he has promised. He underpromises and over delivers!

Cole Pena
Cole Pena
2021-06-03

My home refinance through Dave was as easy as could be. He is super cool and easy to work with. He beat every other lender I spoke with by a long shot. I definitely recommend AmeriPro!

Glasshouse Furnishings
Glasshouse Furnishings
2021-06-03

Dave was a pleasure to work with. He locked me in at a 2.875%, beat the other lenders by over half a %. Thank you again.

Lawnee Garcia
Lawnee Garcia
2021-05-14

Working with David Heil was such a great experience. Very professional and responsive with any and all questions.
The process of refinance was so easy and quick. No hassel.
Definitely recommend David. If your thinking about refinancing give him a call.

H James Martin
H James Martin
2020-01-15

I Have used Dave Heil at Amer-pro Lending for over 10 years and never have I had any problems with his service. Dave knows what he is conversing about and always has the Facts at had. I recommend Dave to my friends and family without any worry about the service and Honesty Dave will give them in his dealings on a daily basis. Dave is a Good professional and will deal with you as such. Respectfully H James Martin, Veteran and 100% Disabled.

Meghan Childs
Meghan Childs
2019-12-23

I would recommend AmeriPro, and specifically Dave Heil. Unable to refinance through other lenders, Dave researched to find the problem (something that no other lender was willing to do) and got the job done. I greatly appreciated his perseverance.


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