WHY ARE OUR RATES SO LOW?

Hello, I’m David Heil

  • I’m available when you need me!
  • I work for you not the banks!
  • I can offer loans banks don’t offer!
  • Call or text me now! 941-933-8020
This image has an empty alt attribute; its file name is Dave-resize-image-1024x683.jpeg

Loan Programs


AmeriPro Lending is a full-service mortgage broker. We offer a full loan product menu including jumbo conforming and government loan products. We currently have a broad range of investors that offer program flexibility to meet the demands of our buyers.

CONVENTIONAL

  • 600 Minimum FICO
  • 3% Down Payment
  • Single Premium MI option available
  • NO max DTI with DU/LP approval
  • Down Payment Assistance Program

.

FHA PURCHASE

  • 500+ FICO with 10% down
  • 580+ FICO with 3.5% down
  • FHA streamline refinace with no appraisal or DTI calculation
  • No max DTI with DU/LP Approval

VA PURCHASE

  • 500 Minimuim FICO with 0% down payment
  • Interest Rate Reduction Refinance Loan IRRRL with no appraisal or DTI calculations
  • Loan Amounts on $2 millon
  • No Max DTI with DU/LP

USDA LOANS

  • 580 Minimum FICO with 0% down Payment
  • No max DTI with GUS approval
  • Roll in closing cost up to 102.75% of sales price or appraised value (whichever is highver)

Fix & Flip and Bridge only loans

  • Stated Income (No Income Verification)!
  • Up to 80% LTV plus 100% of Rehab Budget Financed!
  • Loan Amounts to 5M!
  • Fico: 650!
  • No Upfront Origination Fee!
  • No Seasoning or Sourcing of Assets!
  • No Reserve Requirement!
  • No Prepayment Penalties!
  • Foreign Nationals – OK!
  • Non-owner occupied investment properties only
  • NO max DTI with DU/LP
  • Down Payment Assistance Program

.

Qualify with 1099!

  • Stated Income (No Income Verification)!
  • Up to 80% LTV plus 100% of Rehab Budget Financed!
  • Loan Amounts to 5M!
  • Minimum Fico: 650!
  • No Upfront Origination Fee!
  • No Seasoning or Sourcing of Assets!
  • No Reserve Requirement!
  • No Prepayment Penalties!
  • Foreign Nationals – OK!
  • Close in 5 – 7 Days!
  • Broker Comp to 5%!
  • Direct Lender!
  • Non-owner occupied investment properties only

VA PURCHASE

  • 500 Minimuim FICO with 0% down payment
  • Interest Rate Reduction Refinance Loan IRRRL with no appraisal or DTI calculations
  • Loan Amounts on $2 millon
  • No Max DTI with DU/LP

USDA LOANS

  • 580 Minimum FICO with 0% down Payment
  • No max DTI with GUS approval
  • Roll in closing cost up to 102.75% of sales price or appraised value (whichever is highver)

Clients Testimonials



We shop dozens of the top wholesale lenders!

hello